Commercial Property Insurance
Commercial Property Insurance Information
Commercial Property Insurance - North & South Carolina
Serving Charlotte, Concord, Huntersville, Mint Hill, Matthews, Fort Mill, SC and surrounding communities.
Businesses require commercial property coverage to protect against potential property damages not fully covered under a liability policy. Commercial property insurance includes coverage for things like buildings and equipment, inventory, and outdoor items located on your premises such as fencing, storage sheds, and outdoor signs. Research shows that without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or signifiant theft. Fortunately, this can be avoided. Our agency can assist with helping you assess and secure the proper coverage so you can focus on running your successful business.
Moulton Insurance Group agents provide no-cost, comparative quotes from multiple insurance carriers to offer you the most affordable rates and the best coverage on the market. Contact our team to discuss your specific commercial property coverage needs today!
How does commercial property insurance help?
- Repair or Replacement coverage can extend to assets that are lost, damaged or stolen due to fire, severe weather, theft, or vandalism. Damage from flooding and earthquakes are excluded.
- Temporary Location coverage may be extended to fund a temporary business location while repairs are being made to your property.
Additional Coverage Options to Consider
Your business may also need to add coverage for commercial automobiles or general liability. Amongst other things, you can also purchase cyber liability to protect against a data breach, as well as errors and omissions in case you encounter liabilities that are not covered by traditional liability coverage.
Ready to get started?
Moulton Insurance Group stands ready to help you secure the right insurance coverage to protect your business and assets! We’ll help you determine the coverage you need and explore expanded options that may benefit you as well. Contact us to get your commercial property insurance quote started right away!
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What is replacement costs?
Replacement cost (RC) is the amount necessary to repair, replace, or rebuild property at the same location with comparable materials and quality without taking into account any amount for depreciation.
What items should I insure?
There are essential items you should insure in a business property insurance plan. These include your building, office equipment, inventory, and outdoor items on the premises such as fencing, storage sheds, or outdoor signs.
TOGETHER IS BETTER
It’s true! It pays to purchase insurance coverage together. You could save money by bundling various business policies with other commercial insurance coverages you need such as general liability or workers' comp insurance.